Insurance details auto-fill across projects

Set insurance details on clients; new projects inherit them automatically with clear attribution.

What's New

Clients now capture insurance details—policy number, claim number, and deductible amount—that automatically populate any new projects created from those clients. Each field shows "Inherited from {client name}" so you know its origin, and you can override individual values on a per-project basis.

We've also added Restoration Contractor as a new client type with Project Manager as the default contact role.

Improvements

Removed placeholder "Properties" and "Insurance" tabs from the client detail page. Insurance information now appears inline on the overview tab when available. Fixed a broken link in the project overview card.